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About the company
CreditAccess Grameen Limited is an India-based microfinance company, which focuses on providing micro loans to women in rural areas across India. The Company has a single operating segment, namely lending to members. The Company has Pan India presence in approximately 16 states and one union territory of India, through 1,967 branches across 383 districts. It has a range of products, designed in keeping various life cycle needs of its customers. Its Microfinance- Group lending offers Emergency Loan, Family Welfare Loans, Home Improvement Loan, and Income Generation Loan. Its Retail Finance offers Grameen Vikas Loan, Gruha Vikas Loan, Grameen Two-Wheeler Loan, Grameen Swarna Loan, Grameen Affordable Housing Loan, and Unnati Loan. Its Digital lending includes MAHI, which is a customer application; Pragathi Digital Loan, and Multi-Purpose Digital Loan. Its Distributor products include Life Insurance, national pension scheme (NPS)- Swavalamban, and Grameen Suraksha.
- Revenue in INR (TTM)54.20bn
- Net income in INR14.95bn
- Incorporated1991
- Employees19.40k
- LocationCreditAccess Grameen Ltd#49, 46th Cross, 8th Block, JayanagarBANGALORE 560070IndiaIND
- Phone+91 8 022637300
- Fax+91 8 026643433
- Websitehttps://www.creditaccessgrameen.in/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home First Finance Company India Ltd | 11.84bn | 3.24bn | 108.20bn | 1.25k | 34.02 | -- | 32.11 | 9.14 | 35.67 | 35.67 | 130.22 | -- | -- | -- | -- | 9,480,576.00 | -- | 3.48 | -- | 4.05 | -- | -- | 27.39 | 26.82 | -- | 1.83 | -- | 0.00 | 42.97 | 33.63 | 33.91 | 46.56 | 3.76 | -- |
| Can Fin Homes Ltd | 36.30bn | 7.67bn | 113.43bn | 903.00 | 14.79 | -- | 14.55 | 3.12 | 57.59 | 57.59 | 272.60 | -- | -- | -- | -- | 40,201,260.00 | -- | 2.04 | -- | 2.50 | 35.87 | 37.15 | 21.13 | 21.82 | -- | -- | -- | 8.19 | 28.49 | 15.33 | 20.84 | 20.40 | 43.07 | 24.57 |
| Sammaan Capital Ltd | 87.81bn | 12.48bn | 114.69bn | 4.36k | 6.98 | -- | 8.61 | 1.31 | 22.66 | 22.65 | 162.27 | -- | -- | -- | -- | 20,150,230.00 | -- | 1.52 | -- | 1.67 | -- | -- | 14.21 | 13.97 | -- | 1.50 | -- | 28.97 | -2.80 | -13.02 | 7.92 | -21.53 | -8.07 | -43.79 |
| Capri Global Capital Ltd | 23.50bn | 2.92bn | 172.97bn | 6.82k | 59.66 | -- | 44.75 | 7.36 | 3.51 | 3.51 | 28.31 | -- | -- | -- | -- | 3,445,695.00 | -- | 2.65 | -- | 3.15 | 54.51 | 59.98 | 12.41 | 17.41 | -- | -- | -- | 4.07 | 54.15 | 29.81 | 34.52 | 15.55 | 64.27 | 12.00 |
| Manappuram Finance Ltd | 91.90bn | 22.47bn | 175.07bn | 22.47k | 7.79 | -- | 6.97 | 1.90 | 26.55 | 26.55 | 108.55 | -- | -- | -- | -- | 4,089,883.00 | -- | 4.91 | -- | 5.12 | 66.01 | 65.51 | 24.55 | 25.07 | -- | -- | -- | 13.77 | 32.30 | 15.97 | 46.30 | 18.40 | 1.23 | 10.04 |
| Aadhar Housing Finance Ltd | -100.00bn | -100.00bn | 197.55bn | 3.93k | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 3.18 | -- | 3.76 | -- | -- | -- | 24.34 | -- | -- | -- | 0.00 | 26.60 | 15.37 | 37.61 | 35.79 | 12.21 | -- |
| CreditAccess Grameen Ltd | 54.20bn | 14.95bn | 202.47bn | 19.40k | 13.59 | -- | 13.07 | 3.74 | 93.41 | 93.41 | 338.59 | -- | -- | -- | -- | 2,794,292.00 | -- | 3.63 | -- | 3.68 | 99.95 | -- | 27.59 | 20.11 | -- | 2.41 | -- | 5.15 | 46.80 | 33.11 | 75.04 | 35.06 | 2.77 | -- |
| IIFL Finance Ltd | 105.39bn | 16.26bn | 210.40bn | 14.83k | 12.33 | 1.72 | 10.39 | 2.00 | 40.22 | 40.22 | 258.58 | 288.51 | 0.19 | -- | 63.49 | 7,107,094.00 | 3.32 | 2.74 | 3.41 | 3.53 | 61.77 | 58.62 | 17.45 | 17.42 | -- | 6.34 | 0.7538 | 11.32 | 33.28 | 15.71 | 17.55 | 17.29 | 31.46 | -11.21 |
| Five-Star Business Finance Ltd | 23.69bn | 9.04bn | 225.43bn | 9.33k | 25.12 | -- | 24.24 | 9.52 | 30.68 | 30.68 | 80.42 | -- | -- | -- | -- | 2,539,531.00 | -- | 7.80 | -- | 8.38 | -- | -- | 38.16 | 37.00 | -- | 3.36 | -- | 0.00 | 43.53 | 39.79 | 38.51 | 39.78 | 30.79 | -- |
| Piramal Enterprises Ltd | 81.92bn | -20.11bn | 235.71bn | 13.71k | -- | -- | -- | 2.88 | -89.70 | -89.70 | 358.31 | -- | -- | -- | -- | 5,976,594.00 | -- | 2.57 | -- | 3.18 | 44.32 | 90.48 | -24.55 | 21.59 | -- | 0.0979 | -- | 26.82 | -3.80 | -7.55 | -116.89 | -- | 12.91 | -18.22 |
| Holder | Shares | % Held |
|---|---|---|
| Canara Robeco Asset Management Co. Ltd.as of 30 Jun 2024 | 5.85m | 3.67% |
| Nippon Life India Asset Management Ltd. (Invt Mgmt)as of 31 Aug 2024 | 4.66m | 2.92% |
| Axis Asset Management Co. Ltd.as of 31 Aug 2024 | 2.68m | 1.68% |
| The Vanguard Group, Inc.as of 04 Sep 2024 | 2.03m | 1.28% |
| Norges Bank Investment Managementas of 31 Dec 2023 | 1.72m | 1.08% |
| ICICI Prudential Life Insurance Co. Ltd. (Invt Port)as of 30 Jun 2024 | 1.69m | 1.06% |
| UTI Asset Management Co. Ltd. (Investment Management)as of 31 Aug 2024 | 1.59m | 1.00% |
| T. Rowe Price International Ltd.as of 30 Jun 2024 | 1.36m | 0.86% |
| Schroder Investment Management Ltd.as of 31 May 2024 | 1.21m | 0.76% |
| HDFC Asset Management Co. Ltd. (Invt Mgmt)as of 31 Aug 2024 | 1.20m | 0.76% |
