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About the company
First Bancorp is a bank holding company. The Company's principal activity is the ownership and operation of First Bank, a state-chartered community bank that operates approximately 118 branches in North Carolina and South Carolina. It maintains a diversified loan portfolio by providing a range of commercial and retail lending services to business entities and individuals. It provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, home improvement, and automobiles. The Company originates residential mortgages through its mortgage banking division, some of which it sells in the secondary market. Through Magnolia Financial, the Company provides accounts receivable financing and factoring, inventory financing, and purchase order financing. The Company also offers United States Small Business Administration (SBA) loans to small business owners across the nation.
- Revenue in USD (TTM)513.42m
- Net income in USD101.72m
- Incorporated1983
- Employees1.40k
- LocationFirst Bancorp (North Carolina)300 Sw Broad StreetSOUTHERN PINES 28387United StatesUSA
- Phone+1 (910) 246-2500
- Websitehttps://localfirstbank.com
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Westamerica Bancorporation | 276.66m | 146.40m | 1.52bn | 641.00 | 10.41 | 1.68 | 9.67 | 5.01 | 5.49 | 5.49 | 11.42 | 34.06 | -- | -- | -- | -- | 2.30 | 1.62 | -- | -- | -- | -- | 48.07 | 43.63 | -- | -- | -- | 42.11 | 28.07 | 13.36 | 32.56 | 17.72 | -17.96 | 1.46 |
| First Busey Corp | 520.77m | 111.34m | 1.53bn | 1.51k | 13.78 | 1.09 | 11.52 | 3.36 | 1.95 | 1.95 | 7.95 | 24.67 | -- | -- | -- | -- | 0.9184 | 1.04 | -- | -- | -- | -- | 24.52 | 27.50 | -- | -- | -- | 42.91 | 33.16 | 10.88 | -4.48 | 4.38 | -3.88 | 3.46 |
| Veritex Holdings Inc | 760.10m | 85.86m | 1.63bn | 820.00 | 19.09 | 1.01 | 15.55 | 4.10 | 1.57 | 1.57 | 7.26 | 29.53 | -- | -- | -- | -- | 0.6763 | 1.20 | -- | -- | -- | -- | 21.62 | 30.99 | -- | -- | -- | 32.75 | 61.74 | 38.03 | -26.01 | 22.42 | -18.04 | -- |
| Sandy Spring Bancorp Inc | 666.84m | 85.42m | 1.73bn | 1.08k | 20.24 | 1.06 | 15.67 | 4.36 | 1.89 | 1.89 | 8.80 | 36.10 | -- | -- | -- | -- | 0.5995 | 1.25 | -- | -- | -- | -- | 21.54 | 32.57 | -- | -- | -- | 37.98 | 28.62 | 14.49 | -25.96 | 4.10 | 6.10 | 4.33 |
| Customers Bancorp Inc | 1.34bn | 201.39m | 1.77bn | 711.00 | 9.16 | 1.06 | 7.58 | 2.39 | 6.16 | 6.16 | 22.58 | 57.47 | -- | -- | -- | -- | 1.00 | 1.23 | -- | -- | -- | -- | 29.33 | 35.74 | -- | -- | -- | 0.00 | 54.44 | 26.75 | 7.80 | 32.69 | 1.18 | -- |
| National Bank Holdings Corp | 536.89m | 123.45m | 1.85bn | 1.23k | 15.07 | 1.43 | 12.48 | 4.49 | 3.22 | 3.22 | 10.73 | 34.01 | -- | -- | -- | -- | 1.25 | 1.28 | -- | -- | -- | -- | 30.11 | 28.34 | -- | -- | -- | 30.60 | 74.02 | 17.48 | 99.38 | 18.23 | 42.46 | 14.01 |
| Merchants Bancorp | 1.29bn | 267.52m | 1.86bn | 618.00 | 6.74 | 1.25 | 6.89 | 2.93 | 6.05 | 6.05 | 14.33 | 42.37 | -- | -- | -- | -- | 1.72 | 1.95 | -- | -- | -- | -- | 47.53 | 50.11 | -- | -- | -- | 6.09 | 124.15 | 50.29 | 26.23 | 32.65 | -13.46 | 5.92 |
| Northwest Bancshares Inc | 655.86m | 96.38m | 1.88bn | 2.03k | 19.55 | 1.18 | 15.35 | 3.74 | 0.7559 | 0.7559 | 3.95 | 12.49 | -- | -- | -- | -- | 0.6724 | 0.9368 | -- | -- | -- | -- | 19.16 | 23.40 | -- | -- | -- | 77.84 | 31.00 | 9.36 | 1.15 | 5.00 | 10.35 | 3.30 |
| Lakeland Financial Corporation | 370.73m | 98.91m | 1.89bn | 608.00 | 19.33 | 2.71 | 18.04 | 7.40 | 3.84 | 3.84 | 9.93 | 27.41 | -- | -- | -- | -- | 1.51 | 1.58 | -- | -- | -- | -- | 38.67 | 41.33 | -- | -- | -- | 39.35 | 43.29 | 11.52 | -9.68 | 3.23 | -5.54 | 12.97 |
| First Commonwealth Financial Corp | 594.72m | 151.55m | 1.93bn | 1.47k | 12.72 | 1.37 | 15.66 | 4.03 | 1.48 | 1.48 | 4.67 | 13.79 | -- | -- | -- | -- | 1.30 | 1.30 | -- | -- | -- | -- | 31.72 | 30.17 | -- | -- | -- | 36.76 | 60.63 | 12.64 | 22.53 | 7.95 | 18.08 | 7.18 |
| First Bancorp (North Carolina) | 513.42m | 101.72m | 1.93bn | 1.40k | 18.93 | 1.30 | 16.21 | 5.05 | 2.46 | 2.46 | 9.24 | 35.74 | -- | -- | -- | -- | 0.8482 | 1.19 | -- | -- | -- | -- | 26.82 | 30.74 | -- | -- | -- | 24.84 | 43.35 | 16.15 | -29.22 | 2.99 | -16.24 | 18.29 |
| City Holding Company | 299.47m | 114.85m | 1.94bn | 940.00 | 16.90 | 2.62 | 16.16 | 6.68 | 7.81 | 7.81 | 19.73 | 50.42 | -- | -- | -- | -- | 1.85 | 1.71 | -- | -- | -- | -- | 39.86 | 39.17 | -- | -- | -- | 39.04 | 43.01 | 10.60 | 12.08 | 10.32 | -21.90 | 1.08 |
| Columbia Financial Inc | 445.35m | 16.14m | 1.95bn | 720.00 | 117.17 | 1.80 | 73.56 | 9.10 | 0.1586 | 0.1586 | 2.10 | 10.30 | -- | -- | -- | -- | 0.1536 | 0.7212 | -- | -- | -- | -- | 7.55 | 25.94 | -- | -- | -- | 0.00 | 27.55 | 11.78 | -58.12 | 9.68 | -10.47 | -- |
| OFG Bancorp | 736.31m | 194.42m | 2.05bn | 2.24k | 10.82 | 1.57 | 9.23 | 2.88 | 4.12 | 4.12 | 15.08 | 28.31 | -- | -- | -- | -- | 1.79 | 1.30 | -- | -- | -- | -- | 27.34 | 22.38 | -- | -- | -- | 20.51 | 25.86 | 12.48 | 9.40 | 20.23 | 9.22 | 29.08 |
| Hilltop Holdings Inc. | 844.57m | 106.37m | 2.11bn | 3.80k | 19.90 | 0.97 | 14.84 | 1.79 | 1.63 | 1.63 | 18.09 | 33.51 | -- | -- | -- | -- | 0.7195 | 1.55 | -- | -- | -- | -- | 9.87 | 16.05 | -- | -- | -- | 15.25 | 41.83 | 7.85 | -3.08 | -1.21 | -34.06 | 17.52 |
Data as of Nov 14 2024. Currency figures normalised to First Bancorp (North Carolina)'s reporting currency: US Dollar USD
43.05%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| BlackRock Fund Advisorsas of 30 Jun 2024 | 5.67m | 13.75% |
| The Vanguard Group, Inc.as of 30 Jun 2024 | 2.73m | 6.62% |
| Dimensional Fund Advisors LPas of 30 Sep 2024 | 2.12m | 5.15% |
| SSgA Funds Management, Inc.as of 30 Jun 2024 | 1.71m | 4.15% |
| Franklin Mutual Advisers LLCas of 30 Jun 2024 | 1.49m | 3.60% |
| Macquarie Investment Management Business Trustas of 30 Jun 2024 | 1.21m | 2.92% |
| Geode Capital Management LLCas of 30 Jun 2024 | 963.76k | 2.34% |
| William Blair Investment Management LLCas of 30 Sep 2024 | 778.57k | 1.89% |
| Victory Capital Management, Inc. (Investment Management)as of 30 Sep 2024 | 600.61k | 1.46% |
| Jennison Associates LLCas of 30 Sep 2024 | 490.27k | 1.19% |
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Data from 30 Jun 2024 - 30 Sep 2024Source: FactSet Research Systems Inc.
