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About the company
Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company’s segments include Real Estate Finance, Commercial Finance, Vehicle Finance and Retail Finance. Real Estate Finance is engaged in lending secured against property assets to a maximum 70% loan-to-value ratio, on fixed or variable rates over a term of up to five years. Commercial Finance is engaged in lending predominantly against receivables, typically releasing 90% of qualifying invoices under invoice discounting facilities. Other assets can also be funded either long or short-term and for a range of loan-to-value ratios alongside these services. Vehicle Finance include hire purchase lending for used cars to prime and near-prime customers and Personal Contract Purchase lending into the consumer prime credit market, both secured against the vehicle financed. Retail Finance provides online e-commerce service to retailers, providing unsecured lending products to prime United Kingdom customers.
- Revenue in GBP (TTM)343.80m
- Net income in GBP26.90m
- Incorporated1954
- Employees879.00
- LocationSecure Trust Bank PLCYorke House, Arleston WaySOLIHULL B90 4LHUnited KingdomGBR
- Phone+44 121 693 9100
- Fax+44 121 693 9124
- Websitehttps://www.securetrustbank.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit Agricole Alpes Provence | 709.75m | 106.49m | 47.99m | 1.95k | 4.70 | 0.1818 | 0.4004 | 0.1087 | 17.13 | 17.13 | 70.68 | 443.32 | -- | -- | -- | -- | 0.486 | 0.4215 | -- | -- | -- | -- | 24.24 | 20.27 | -- | -- | -- | 17.23 | 78.37 | 12.97 | -19.76 | 11.07 | -7.45 | -0.1605 |
| Moens Bank A/S | -11.20bn | 10.20m | 48.38m | 90.00 | 4.83 | 0.6815 | 4.62 | -- | 45.54 | 45.54 | -- | 322.84 | -- | -- | -- | -- | 2.01 | 1.27 | -- | -- | -- | -- | -- | 25.48 | -- | -- | -- | 8.18 | 73.04 | 13.77 | 86.28 | 23.49 | -- | 14.87 |
| Nordfyns Bank A/S | 22.37m | 12.33m | 62.08m | 118.00 | 4.97 | 0.7028 | 4.51 | 1.62 | 67.17 | 67.17 | 206.77 | 475.21 | -- | -- | -- | -- | 2.18 | 1.23 | -- | -- | -- | -- | 33.36 | 23.26 | -- | -- | -- | 10.24 | 61.44 | 12.38 | 382.67 | 24.57 | -10.19 | -- |
| Lollands Bank A/S | 25.36m | 11.63m | 66.52m | 121.00 | 5.67 | 0.6794 | 5.49 | 1.79 | 96.19 | 96.19 | 304.93 | 802.18 | -- | -- | -- | -- | 2.03 | 1.64 | -- | -- | -- | -- | 31.55 | 30.52 | -- | -- | -- | 12.10 | 59.81 | 13.09 | 93.62 | 10.24 | -8.43 | 8.45 |
| Caisse Rgnl D Crdt grcl Mtl Sd Rhn lps | 703.39m | 82.88m | 67.08m | 2.29k | 5.67 | 0.1742 | 0.6875 | 0.1536 | 21.85 | 21.85 | 115.34 | 711.87 | -- | -- | -- | -- | 0.3548 | 0.3646 | -- | -- | -- | -- | 18.95 | 18.52 | -- | -- | -- | 10.21 | 79.96 | 13.90 | -22.90 | -4.19 | -24.97 | -2.71 |
| Secure Trust Bank Plc | 343.80m | 26.90m | 76.67m | 879.00 | 2.96 | 0.2189 | 2.59 | 0.4055 | 1.38 | 1.33 | 9.83 | 18.64 | -- | -- | -- | -- | 0.7222 | 1.01 | -- | -- | -- | -- | 14.02 | 17.77 | -- | -- | -- | 25.43 | 49.75 | 12.43 | -10.81 | -1.38 | 1.55 | -17.25 |
| Aurskog Sparebank | 74.57m | 6.66m | 77.26m | 73.00 | 11.61 | 0.4654 | 4.49 | 2.23 | 20.15 | 20.15 | 104.76 | 502.61 | -- | -- | -- | -- | 1.32 | 1.14 | -- | -- | -- | -- | 48.75 | 45.85 | -- | -- | -- | 78.38 | 74.53 | 23.42 | 23.87 | 21.63 | -40.97 | 12.07 |
| Caisse Rgnl d Crdt grcl Mtl d Lngdc | 1.08bn | 152.04m | 80.28m | 2.66k | 5.70 | 0.1981 | 0.4743 | 0.1305 | 9.21 | 9.21 | 37.44 | 265.01 | -- | -- | -- | -- | 0.5105 | 0.5835 | -- | -- | -- | -- | 24.74 | 27.15 | -- | -- | -- | 11.96 | 88.79 | 15.38 | -19.36 | 0.1057 | 18.08 | 1.69 |
| Caisse Regionale D Crdt grcl Mtl Tls 31 | 384.91m | 56.20m | 81.43m | 1.42k | 1.80 | 0.1586 | 1.24 | 0.3257 | 38.08 | 38.08 | 101.73 | 432.03 | -- | -- | -- | -- | 0.4151 | 0.4143 | -- | -- | -- | -- | 22.44 | 19.95 | -- | -- | -- | 15.79 | 71.30 | 13.52 | -10.99 | 3.12 | -32.86 | -5.81 |
| Sparebank 1 Nordmore | 111.40m | 9.25m | 88.06m | 224.00 | 9.59 | 0.317 | 6.08 | 1.27 | 14.33 | 14.33 | 108.50 | 433.69 | -- | -- | -- | -- | 1.32 | 1.09 | -- | -- | -- | -- | 37.55 | 34.61 | -- | -- | -- | 60.06 | 70.86 | 27.61 | -10.84 | 37.16 | 27.21 | 3.13 |
| Merkur Privatbank KGaA | 78.52m | 8.95m | 93.57m | 442.00 | 10.52 | -- | -- | 0.9019 | 1.38 | 1.38 | 16.08 | -- | -- | -- | -- | -- | -- | 0.8326 | -- | -- | -- | -- | 20.56 | 23.04 | -- | -- | -- | 26.77 | 81.31 | 32.68 | 9.18 | 24.19 | -- | 9.34 |
| Sparebanken Ost | 192.26m | 10.07m | 101.47m | 185.00 | 9.86 | 0.2832 | 2.52 | 1.28 | 6.80 | 6.80 | 52.40 | 236.73 | -- | -- | -- | -- | 1.15 | 0.8522 | -- | -- | -- | -- | 48.21 | 45.42 | -- | -- | -- | 82.52 | 65.61 | 16.44 | 48.11 | -1.17 | -8.83 | 3.26 |
| Holder | Shares | % Held |
|---|---|---|
| Wellington Management Co. LLPas of 31 Dec 2023 | 1.49m | 7.84% |
| Invesco Asset Management Ltd.as of 31 Dec 2023 | 1.30m | 6.84% |
| Ennismore Fund Management Ltd.as of 05 Feb 2024 | 1.19m | 6.25% |
| Unicorn Asset Management Ltd.as of 31 Dec 2023 | 1.10m | 5.79% |
| FIL Investment Advisors (UK) Ltd.as of 30 Oct 2024 | 924.68k | 4.85% |
| Hargreaves Lansdown Fund Managers Ltd.as of 31 Dec 2023 | 896.09k | 4.70% |
| Artemis Investment Management LLPas of 28 Jun 2024 | 879.65k | 4.61% |
| Premier Fund Managers Ltd.as of 06 Feb 2024 | 820.88k | 4.30% |
| Farringdon Netherlands BVas of 09 Oct 2024 | 628.97k | 3.30% |
| West Yorkshire Pension Fundas of 01 Oct 2024 | 529.00k | 2.77% |
